ACCEPTANCE OF TERMS REQUIRED PRIOR TO USE OF SITE. USE OF SITE CONSTITUTES ACCEPTANCE. PLEASE READ THE FOLLOWING TERMS OF USE (INCLUDING DISCLAIMERS AND LIMITATIONS OF LIABILITY) CAREFULLY BEFORE USING THIS WEBSITE.

This site is owned and provided by Consolidated Insurance Agency, Inc. By using this site, you agree to these Terms of Use. If you do not agree to these terms, you may not use this site. Consolidated Insurance Agency reserves the right, at any time, to modify, alter, or update these Terms of Use, and you agree to be bound by such modifications, alterations, or updates upon posting.

Geographical Restrictions

This site is directed to and intended solely for residents of the United States who are located in the U.S. at the time of access and use. All Consolidated Insurance Agency's services or products depicted on this site are U.S. products, and all claims are supported on the basis of the U.S. product and pertain only to the United States.

Use Restrictions

Any use not authorized in writing by Consolidated Insurance Agency is prohibited. You may browse this site for personal entertainment and information, provided you keep all credits, copyrights, trademarks, and other proprietary notices on the information or content downloaded. You also may electronically copy and print to hard copy portions of this site for the purpose of placing an order. However, you may not distribute, modify, transmit, or revise the contents of this site without Consolidated Insurance Agencys written permission. You may not post or transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense or violate any laws.

Linking

Please notify our Contact Person if you provide a link to this site. We appreciate your interest in our site, but we may withdraw our permission for such linking at any time.

No Warranties or Liability

THE MATERIALS IN THIS SITE ARE PROVIDED AS IS AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE, CONSOLIDATED INSURANCE AGENCY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CONSOLIDATED INSURANCE AGENCY DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THESE MATERIALS WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. CONSOLIDATED INSURANCE AGENCY MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITES CONTENT OR OF THE CONTENT OF ANY SITE HOT-LINKED TO THIS SITE. NEITHER CONSOLIDATED INSURANCE AGENCY NOR ANY OF ITS AFFILIATES SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF ACCESS TO OR USE OF ANY CONTENT OF THIS SITE OR THE CONTENT OF ANY SITE HOT-LINKED TO THIS SITE. With respect to sale of consumer goods or services, liability limitations may not apply in all states.

Submission of Business Ideas

All comments, suggestions, ideas, notes, drawings, concepts, or other business idea material submitted, disclosed, or offered to Consolidated Insurance Agency through this site shall be deemed and shall remain the property of Consolidated Insurance Agency. You understand and acknowledge that Consolidated Insurance Agency has both internal resources and other external resources which may have developed or may in the future develop ideas identical to or similar to your suggestion or comments and that Consolidated Insurance Agency is only willing to consider the suggestion or comments on these terms. Any suggestion is not submitted in confidence and Consolidated Insurance Agency assumes no obligation express or implied by considering it.

Intellectual Property

All names, logos, slogans, and marks appearing in this site, except as otherwise noted, are trademarks owned by Consolidated Insurance Agency in the geographies where Consolidated Insurance Agency markets services or products bearing such trademarks. The use or misuse of these trademarks or any other contents on this site, except as authorized in these terms and conditions or in the site content, is strictly prohibited. Commercial use is prohibited. Consolidated Insurance Agency retains copyright on all text and graphics. Consolidated Insurance Agency reserves all other rights.

Infringement of Your Property

If you believe that your work, trademark, service mark, or other intellectual property has been infringed on the site in any manner, please notify our Contact Person listed at the end of these Terms of Use. Provide your name, address (including e-mail), telephone number, proof of ownership or authorization regarding the property, a description of the property you believe has been infringed, a description of its location on our site, and a statement by you, under penalty of perjury, that the above information is correct and you are the owner of the property or authorized to act on the owners behalf.

Indemnity

You shall, at your own expense, indemnify, defend or settle, and hold harmless Consolidated Insurance Agency (including its subsidiaries, affiliates, owners, agents, attorneys, employees, and partners), from and against any claim, demand, action, suit or proceeding, including any liabilities, damages, costs and expenses (including reasonable attorneys fees) arising therefrom, brought by a third-party due to or arising out of 1) The content or information you submit, post to, or transmit on or through this site; 2) Your violation of these Terms of Use, or 3) Your actions in using the site or its content.

Termination

Consolidated Insurance Agency, in its sole discretion and for any reason, may terminate your use of this site and/or delete all of your information. Consolidated Insurance Agency may also, in its sole discretion, for any reason and without notice, discontinue this site.

Applicable Law

Your access to the site(s) as well as the terms and conditions and the agreement they create are governed and interpreted by the laws of the State of Ohio without regard to conflict of laws provisions.

Personal Jurisdiction and Venue

By using this site you irrevocably submit to the exclusive personal jurisdiction and venue of the Common Pleas Court of Clark County, Ohio, and the United States District Court for the Southern District of Ohio with respect to all matters in any way relating to your use of the site.

Severability

The provisions of these Terms of Use shall be severable, and if any provision thereof is held by a court of competent jurisdiction to be invalid or unenforceable, it shall be construed to have the broadest interpretation which would render it valid and enforceable.

No Waiver

The failure of Consolidated Insurance Agency to exercise or enforce any of the terms and conditions of these Terms of Use, at any time, shall not in any way affect, limit, or waive Consolidated Insurance Agencys rights thereafter to enforce and compel strict compliance with every term and condition of these Terms of Use.

Contact Person

Our contact person is:

Hal Goodrich

Consolidated Insurance Agency, Inc.
P.O. Box 60

Springfield, Ohio 45501-0060

Telephone: (937) 399-5500
E-mail: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it .