The Reality Of Risk

Our personal and business lives expose us to risk everyday. From natural disaster to the departure of a key employee, and from a simple fender-bender to a downturn in the economy, risk is an ever-present reality. You can't simply ignore risk and hope it will disappear. On the other hand, you can't worry about "what might happen" to the point of distraction. What you can do is minimize risk effectively by managing it.

That's where Consolidated comes in. Since our inception in Springfield, Ohio in 1931, Consolidated Insurance has grown into a regional presence serving thousands of businesses and individuals. We combine years of experience and leading-edge products to provide exceptional service and value to our customers. Simply stated, we help you take risk out of the picture.

Risk Management And The Consolidated Approach

In order to reduce risk effectively, you need to see the whole picture. Addressing risk for just one element of your life or business without addressing other potential risks leaves you with looming liability and a false sense of confidence. At Consolidated, we take an all-encompassing approach to our partnership with you. As one of the region's leading independent solutions providers, we already have a strong understanding of your industry. Our objective is to get to know you as an individual so we can examine the risk in your personal and business lives. Using our considerable experience and expertise, we help you recognize, manage, control, and avoid the challenges risk poses. From business risk management and group benefits to personal insurance and wealth management consultation, we make it our business to understand and minimize the risk in your world so you can focus on what matters most: achieving success for yourself, your family, and your business.


Superior Agency And Associate Expertise

Consolidated Insurance has assembled the finest staff of risk-management professionals whose experience is exceeded only by their commitment to your success and well-being. A single account representative serves as your initial and sustained point of contact, blending professional acumen, extensive training, cutting-edge technology, and a personal approach to understand your goals and the risks surrounding them. Your account representative then assembles the appropriate internal risk-management experts and carrier partners to create the ideal, comprehensive risk-management solution.

Our Consolidated team boasts a wealth of credentials, including certifications in life, health, and property & casualty; risk management and loss control; financial planning; investment fiduciary auditing; and retirement planning just to name a few.

Using leading-edge, Internet-driven technologies, we regularly analyze trends in the marketplace and changes in your risk position. As your needs evolve over time, we're there to ensure that you always receive the utmost protection and maximum value. And if your needs extend beyond normal business hours, we're ready to help. For most products, you can access your account and industry information at our web site at any time or call our 24-hour emergency line to speak with a helpful representative.

Total Independence for Total Client Focus

We are a member of the Independent Insurance & Brokers of America and embrace their Trusted Choice Pledge of Performance. Our access to multiple providers and commitment to quality services enable us to offer competitive pricing, a broad choice of products, and unparalleled advocacy.

Every associate at Consolidated has a single focus: you and your goals. The growth and health of our organization is based solely on your satisfaction with the solution we develop for you.